Effective Date: April 20, 2026
Welcome to The Creator System by V&R (“Company”, “we”, “our”, “us”).
These Terms of Service (“Terms”) govern your access to and use of our website, programs, and services. By accessing or using our services, you agree to be bound by these Terms.
If you do not agree to these Terms, please do not use our services.

1. Use of Services
You may use our services for lawful purposes only. You agree not to:
  Violate any applicable laws or regulations
  Attempt to gain unauthorized access to any part of our services
  Interfere with or disrupt functionality
We reserve the right to restrict or terminate access if these Terms are violated.

2. Purchases and Payments
When you purchase a product, service, or program:
  All prices are listed in U.S. dollars unless otherwise specified
  Payments are processed securely via third-party providers (e.g., Stripe)
  You agree to provide accurate and complete information
We reserve the right to refuse or cancel any order.

3. Refunds and Cancellations
Unless otherwise stated, all sales are final and non-refundable.
If a specific product includes a refund policy, it will be clearly stated at the time of purchase.

4. Intellectual Property
All content, including but not limited to videos, materials, templates, and resources, is the property of The Creator System by V&R and is protected by intellectual property laws.
You may not reproduce, distribute, modify, or use any content without prior written consent.

5. Limitation of Liability
To the maximum extent permitted by law:
  We are not liable for indirect, incidental, or consequential damages related to your use of our services
  Our total liability shall not exceed the amount you paid to us within the previous twelve (12) months

6. Disclaimer
All services are provided “as is” and “as available.”
We do not guarantee specific results. Success depends on individual effort, experience, and external factors.

7. Third-Party Services
Our services may include links or integrations with third-party platforms (e.g., payment processors, community platforms).
We are not responsible for the practices or content of those third parties.

8. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the State of Florida, United States.

9. Changes to Terms
We may update these Terms at any time. Updates will be effective immediately upon posting.
Continued use of our services constitutes acceptance of the updated Terms.

10. Contact
If you have any questions about these Terms, please contact us:
The Creator System by V&R

• Regina Iakupova, Viktoriia Rusanova
• Email: reginavika@creatorsystem.org